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The convenience of a mobile wallet is now in your hands

Smarten up your smart phone with another way to pay. Download Android PayTM and add your card to start making simple, secure purchases today. Now you can tap and pay with your phone using Android Pay, the new app that offers a smarter way to pay. Android Pay is an advanced Google product that heralds a significant shift in mobile payments. The new Android Pay app allows you to use NFC capable Android devices running KitKat 4.4 and above to make payments. Tap. Pay. Done. It’s that easy.

How it works



Download the free Android Pay app from the Google Play Store

2. ADD

Add your CCCU card


3. TAP & PAY

No need to launch the app – simply wake your device to:
Pay in person with a tap of your phone wherever contactless payments are accepted.
For transactions over $100 you will need to enter your PIN at the terminal or Pay in-app by selecting ‘Buy with Android Pay’

FAQ Section

How does the Android Pay app work?

Android Pay is a free app that allows you to pay with your card with a tap

of your phone while enjoying the same benefits and protection of your physical card. Add

an eligible credit card and you’re ready to tap and pay for purchases. Use Android Pay

in participating mobile apps and anywhere contactless payments are accepted.

To learn more, visit

Is using my bank card in the Android Pay app safe?

Yes. Android Pay has a number of security features:

Your physical card number is not stored on your phone

Just like a contactless transaction with your card, Android Pay will not work

for purchases over $100 unless you enter your PIN at the terminal

If your phone is ever lost or stolen, you can use Android Device Manager

( to instantly lock your device, or even wipe it

clean of any personal information

You will continue to enjoy $0 liability for unauthorised transactions the same as when using

your physical card

How do I get the Android Pay app?

You can get the Android Pay app for free if you have:

An Android Pay compatible smartphone with NFC technology that lets your phone transmit

data to the payment terminal at checkout

Android KitKat 4.4 or above operating system

To learn more, visit

Can all NFC-enabled smartphones work with Android Pay?

All smartphones that are enabled with NFC technology, have Android KitKat 4.4 or above

operating system and have an Australian carrier, are compatible with Android Pay.

How do I pay using Android Pay?

Wake your phone by tapping the home or power button

Hold the back of your smartphone over the contactless symbol at checkout when prompted

by the cashier

If the transaction is over $100 you will need to enter your card PIN at the terminal

Confirm with the merchant that the Android Pay transaction has been accepted and collect

your receipt

To make a purchase in a mobile app, select Android Pay at checkout. Your

Card and address details will be automatically added

CCCU's Digital Wallets Terms & Conditions