So you can feel safe when shopping online we are pleased to announce we have enhanced our security solution; Verified by Visa.
All existing and new Visa cards are automatically registered, joining more than 355 million Visa cardholders, for this free service.
Throughout the world a growing number of merchants, currently more than 200,000, are offering Verified by Visa. Look for the symbol as a sign these merchants value your business and your security.
For your convenience and protection, the enhanced version of Verified by Visa works behind the scenes so in most instances you won't be interrupted on your way to the 'checkout'. This means you will no longer require your Member Registration Number (MRN) or Personal Assurance Message (PAM).
Each time you make an online purchase with a participating merchant, the Verified by Visa program assesses the risk level of the transaction. Certain activity may seem out of the ordinary, maybe because it's a high dollar value transaction, or a retailer you've never bought with before. In these instances you may be asked to confirm some simple personal details ike date of birth, name and Credit Union Membership Number; so we can be sure the card isn't used without your permission. Your privacy is our priority, this information is used only to verify your identity.